Is this a loophole?

Not at all. Our program is based on long-standing IRS-approved payroll classifications, including Sections 125, 105, 213(d), and 62(a). These codes have been in place for decades. We’ve simply packaged them into a turnkey system, with Attentive ensuring full compliance.
 

Why didn’t my CPA mention this before?

Most CPAs specialize in income tax strategy — not payroll FICA optimization. That’s why we partner with Attentive, payroll experts who live and breathe this space. Your CPA remains your trusted advisor; we simply extend their work and give them the credit for unlocking new savings.
 

What if the IRS audits us?

Attentive provides all official plan documents, manages administration, and ensures every benefit meets IRS standards. You’ll also receive CPA-ready documentation for your records. If an audit ever occurs, you’ll already be covered.
 

What if employees don’t want to participate?

No problem. The program is opt-out, not opt-in. Historically, 90–95% of employees stay in because they receive higher take-home pay and free benefits. Those who prefer not to participate can simply opt out.
 

Does this affect Social Security contributions?

Yes, slightly — but the impact is minimal compared to the benefits. Employees see an average of $70/month more in take-home pay (about $849/year), plus free benefits. And employees always have the option to opt out.
 

Will this change or replace our existing benefits?

No. Employ Well is designed to complement your current benefits, not replace them. Think of it as an add-on that provides free perks and more take-home pay without touching your existing provider.
 

Will this create extra work for HR?

Not at all. HR’s only role is uploading a simple payroll file. We handle the rest: enrollment, employee questions, IRS documentation, and more. Plus, every launch includes a dedicated VA, a done-for-you rollout kit, and up to a $1,500 HR Team Experience Credit. HR gets all the credit without the workload.
 

What if the savings don’t cover the fees?

That’s our guarantee: If savings ever don’t exceed program fees in any quarter, you’ll be credited the difference. This program will never cost you money.
 

How will employees hear about this?

We handle all communication. From HR-branded rollout materials to live employee webinars and FAQs, we make sure employees understand the benefits. They see it as a raise plus free perks — and HR gets the recognition.
 

What if employees have questions or complaints?

We provide a dedicated support portal, live chat, and phone support for employees, along with an account manager for your company. Your HR team never has to play middleman.
 

How fast can this launch?

Typically within 60 days. Step one is signing the Attentive authorization form, step two is sending your employee list, and we handle the rest. By payroll cycle two, employees will already see bigger paychecks and new benefits.
 

Is this too good to be true?

We understand it sounds that way. But these IRS codes have existed for decades — most companies just don’t know how to implement them. With Attentive managing compliance and our “savings-only” fee model, it’s 100% risk-free. Heads you win, tails you don’t lose.
 

How do we get paid?

Employ Well and our compliance partners are paid only from the savings we generate. There are no upfront costs and no out-of-pocket expenses.
 

Does this work for part-time or 1099 workers?

The program is specifically designed for W-2 employees. Contractors or 1099 staff are not eligible.
 

What's the minimum company size?

We recommend at least 50 employees for the program to make financial sense. Larger companies see even greater ROI, but we tailor each rollout to your size.

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